Registered in Bangladesh · Companies Act 1994

Technology infrastructure for the next era of finance.

U Fintech Limited designs and operates digital platforms, payment and onboarding systems, insurance and investment technology, forex tooling, AI-powered automation and enterprise marketplaces — built for regulated industries.

6
Service verticals
100%
Regulator-aware design
24/7
Platform monitoring
BD
Headquartered
What we build

Six service verticals, one technology partner.

Our charter spans the full digital stack — infrastructure, fintech, insurance, investment, forex, AI and marketplaces — delivered with regulator-aware engineering.

01

Technology & Digital Infrastructure

The foundation layer — software, cloud, hosting and managed IT that lets businesses run digitally.

  • Software, platforms, portals, apps and APIs
  • Cloud, SaaS and enterprise technology
  • Hosting, data centres, storage and cybersecurity
  • IT consultancy, digital transformation and integration
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02

Financial Technology (FinTech) Solutions

Payment rails, onboarding, monitoring and compliance tooling for regulated financial institutions.

  • Digital financial platforms and payment processing
  • Merchant acquiring and payment gateway technology
  • Digital onboarding, KYC/AML support and transaction monitoring
  • Financial infrastructure support for regulated institutions

Subject to approvals from Bangladesh Bank or other competent authorities where applicable. U Fintech does not engage in deposit-taking, lending, payment services or e-money issuance without a license held by the partner institution.

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03

InsurTech & InvestTech

Insurance and investment technology platforms — from policy admin to portfolio research tools.

  • InsurTech: comparison, policy admin, distribution support
  • InsurTech: claims management and premium processing
  • InvestTech: portfolio tracking and research
  • InvestTech: brokerage support systems

Subject to regulations of the Insurance Development and Regulatory Authority (IDRA) on the insurance side, and Bangladesh Securities and Exchange Commission (BSEC) approvals on the investment side, where applicable.

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04

Foreign Exchange & Payment Technology

Forex aggregation, analytics and compliance technology for authorized dealers and money service businesses.

  • Forex platforms, rate aggregation and analytics
  • Compliance monitoring systems
  • Exchange rate display, dashboards, alerts and reporting
  • AML/CFT monitoring and regulatory reporting

U Fintech does not engage in unauthorised currency dealing or any regulated foreign-exchange activity without a license held by the partner institution. All offerings in this vertical are technology and support services.

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05

Artificial Intelligence & Emerging Technologies

AI, ML, automation and predictive systems with human oversight and responsible design by default.

  • AI, ML, data analytics and predictive models
  • Decision-support, fraud detection and RPA
  • Compliance automation and ethical AI governance
  • AI consultancy, model training and algorithm development

All AI applications operate with appropriate human oversight and in compliance with applicable laws. Automated decisions affecting end-customers are designed with explainability, contestability and a clear human-in-the-loop pathway.

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06

Digital Marketplaces & Enterprise Platforms

Vertical marketplaces and back-office platforms — from travel and real estate to payroll and EdTech.

  • Online travel and booking technology
  • Real estate listing and property marketplaces
  • E-commerce marketplaces and online business platforms
  • Bookkeeping, payroll, tax and compliance management
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Why U Fintech

Engineering trust into every layer of regulated technology.

We exist to support — not replace — the institutions that move money, underwrite risk and steward customer trust. Our work is technology infrastructure for partners who already carry the license; we make sure the stack underneath earns the same confidence.

01

Regulator-aware by design

Every platform we build accounts for the supervisory body governing the activity — Bangladesh Bank, IDRA, BSEC and beyond.

02

Infrastructure mindset

We treat reliability, observability and security as first-class — not afterthoughts. Built for systems that can't fail quietly.

03

Human oversight on AI

Automated decisions deserve guardrails. Our AI systems ship with explainability, audit trails and human-in-the-loop controls.

04

Composable services

From a single payment gateway module to a full insurance back office — engage us at the layer that fits your roadmap.

Compliance posture

We are a technology company — not a regulated financial institution.

U Fintech Limited operates within the boundaries set by its Memorandum of Association. We design and run the technology; regulated activities remain with the licensed institutions we support.

We do not

Engage in deposit-taking, lending, financial intermediation, money changing, remittance services, custody of funds, payment services or electronic-money issuance — unless duly licensed by the competent authority.

We respect

Bangladesh Bank, the Insurance Development and Regulatory Authority (IDRA), and the Bangladesh Securities and Exchange Commission (BSEC) as the supervisory bodies governing the verticals we serve.

We govern

All AI applications with human oversight, traceability and adherence to applicable laws — including data protection and AML/CFT controls baked into the systems we operate.

Contact

Let's build the next regulated platform together.

Whether you're a licensed institution looking for a technology partner, or a team building in fintech, insurtech, investtech or AI — we'd love to talk.

Registered office
Bangladesh
Entity
U Fintech Limited — Private Company Limited by Shares
Incorporated under
The Companies Act, 1994 (Act XVIII of 1994)

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